2024 is coming to a close and I’m back with a milestone update. I’ve just crossed the SGD 1m mark! This excludes CPF and my half-share of the HDB flat, at age 41. I don’t have benchmark statistics, but I’d reckon this is a pretty decent milestone. I feel blessed for having crossed this mark […]
Dec 2024 Net Worth Update Read More »
Seems like I’ve gotten lazy to post since the best kind of investing is really lazy investing. A quick update: Added ~S$500k to net worth since 1.5 years ago. In terms of liquid assets (i.e. excludes CPF and HDB), roughly doubled it from S$350k to S$740k (power of compounding plus regular funds injection)! This comprises
Jul 2024 Net Worth Update Read More »
Hey guys, happy new year 2022! Hope everyone’s been doing fine. It’s not been an easy 2 years unless you’ve been living under a rock and not aware of COVID-19. I’ve not posted for a while, but I will jump onto the ‘net worth update’ bandwagon to end off 2021. In 2021, I technically reached
Jan 2022 Net Worth Update Read More »
Hey fellow FIRE-wannabes! I am back with a new post after some time (been busy with other hobbies like leathercrafting, and trying to keep fit with a slowing metabolism). Today’s post is about the STI index, or the Straits Times Index. The STI has a pretty bad reputation in general. In fact, some even call
STI Index is a ‘Super Terrible Index’? Read More »
Is it the right time to buy Bitcoin? For simplicity, I have always advocated the Bogleheads portfolio as the primary retirement plan you need. For schemes which Singaporeans are ‘forced into’, like CPF LIFE, we should also make the best of it. Where cryptocurrencies are concerned, you would have realised that I did mention owning
Buy Bitcoin in 2021 and Beyond? Should Singaporeans Do That? Read More »
Just a short post with a quick image – it’s not the ‘small guy against the hedge funds’. It’s greed on all sides and a game of musical chairs, as with all pump-and-dump schemes. Your fellow ‘denegerates’, which is what people on the subreddit calls themselves, have dumped their own stonks for personal profit shortly
Still Gambling with Meme ‘Stonks’ on the Wall Street Bets Subreddit? Read More »
A couple of weeks ago, I made a Facebook post which garnered some attention, possibly because it struck a chord with some of my friends, including those with whom I do not usually interact with (received a number of PMs). I reproduce it in it’s full shameless glory below. “In an unusual departure from my
Simple Investment Advice From a Non-Financial Adviser in Singapore Read More »
Mention CPF top ups, and you will hear very polarising views. These range from the highly opposing #returnourcpf camp, to very cult-like proponents of topping up your CPF Special Account (SA) to the maximum amount as soon as possible. There is already a lot of discussion on this. However, I thought I’d weigh in with
CPF Top Up – How to Supercharge Your Retirement Funds & Avoid Being a Boomer Read More »
